EVOLUTION AND PROSPECTS OF THE ECONOMIC SITUATION

The international economy
The financial markets
The italian economy 
 

THE ITALIAN INSURANCE MARKET: KEY FIGURES 2002

Technical account
Balance sheet 
 

THE ITALIAN INSURANCE BUSINESS IN THE INTERNATIONAL SCENARIO

Some international comparisons
The importance of insurance in different countries
Main insurance markets in the european union
Taxation of insurance premiums in the european union 
 

LIFE INSURANCE

Domestic business
The life class and gdp
Individual life class
Life insurance and household savings
Social security expenditure
Population ageing
The law-bill delegates the government as regards welfare aspects complementary pension scheme
Safeguarding lack of self-sufficiency: a priority for welfare in an ageing society
 

NON-LIFE INSURANCE 

Domestic business
Non-life insurance and gdp
Insurance policies and terrorist attacks
Insurance fraud

MOTOR INSURANCE 

Motor liability management
Land vehicles insurance management
IV motor directive in the process of transposition
European court of justice: freeze of motor liability rates declared illegitimate
The agreement protocol between the government, ANIA and the consumer associations
Claims provision “run-off”
Direct indemnity agreement – ‘CID’: in operation for 25 years
Fact-finding survey by the anti-trust authority:
The integrated vehicle control it system – ‘SIC’ 

OTHER NON-LIFE INSURANCE CLASSES

Accident
Compulsory insurance to cover accidents at work and insurance for amateur sports activities
Sickness
Public healthcare expenditure
Private healthcare expenditure and sickness insurance
Railway craft
Aircraft
Ships (sea, lake and river and canal vessels)
Goods in transit
Fire and natural forces
Flood damage: classification of italy for hydrogeological purposes
Other damages to property
Agricultural risks: the new insurance policies and the reinsurance fund 
Aircraft third party liability
General third party liability
Credit
Suretyship
Miscellaneous financial loss
Insurance cover against house theft
Legal expenses
Assistance

REINSURANCE

INSURANCE COMPANIES

Operating insurance companies
Solvency margin
The new regulations governing company restructuing and winding-up
International accounting standards
Delegated law to reform insurance legislation

HUMAN RESOURCES

Subordinate collaborators 
Transposition of european union directives
The labour market: from the proposals of the white paper to the principles of the delegated law
Trade union relations

INSURANCE DISTRIBUTION

Life business 
Non-Life business
Agents and brokers operating in Italy

THE ITALIAN INSURANCE IN 2003